Privacy Policy

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Privacy Policy

Loan Protector Insurance Services (collectively “Loan Protector” and as referred to in this notice as “we” and/or “our”) believes in protecting the confidentiality and security of the information we receive about our clients and those who access our website. This privacy policy has been developed to help you understand how we collect, use, and disclose personally identifiable information (Non-Public Personal Information – NPPI) that may be gathered from and about you. In compliance with the Gramm-Leach-Bliley Act (“GLBA”) as well as state law, we are providing this notice to inform you of our privacy policies and practices.

Our privacy policy, and how we treat the information we receive, is described as follows:

Personal Information Collection

This website collects personal information that may include:

  • Your email address and Internet Protocol (IP) address;
  • The date and time you accessed our website;
  • Information we receive while processing and verifying the information you provided voluntarily to us;
  • Information we receive from affiliates, insurance agents, intermediaries, and others.

This website does not collect or maintain any personal information related to health or medical conditions.

How We Protect Information

Protecting and securing the personal information you share through this website is a priority. We currently incorporate a system of passwords and other appropriate physical, electronic, and procedural safeguards to protect against unauthorized access to potentially private Information. We educate our employees about the terms of this privacy policy and the importance of confidentiality and customer privacy. Employees who gain unauthorized access or who otherwise violate our privacy policy are subject to disciplinary action up to and including termination.

We have physical, electronic, and procedural safeguards in place to guard all non-public personal information in a secure environment. Despite our security measures to protect your personal information against loss, misuse, unauthorized access, or disclosure, the transmission of information via the internet cannot always be guaranteed, and you acknowledge this in your access and use of this website. LoanProtector.com is hosted on servers located in the United States. If you are located outside the United States, your provision of personal information or other access to our website constitutes your transfer of personal data to the United States, a jurisdiction that may not provide an equivalent level of data protection to the laws in your own jurisdiction. By using this website, you acknowledge that you have read and understand this privacy policy and that you consent to the collection, use, and disclosure practices explained herein.

Disclosures of Personal Information

Your personal information may be disclosed to affiliated and nonaffiliated third parties for the following purposes: (1) as necessary to respond to requested or authorized transactions related to securing quotations for insurance, obtaining insurance coverage, reporting insurance coverage, or processing claims; and/or (2) performing services on behalf of or for other institutions where you may have business relationships. In addition, we may disclose personal information as otherwise permitted or required by law, or pursuant to a subpoena or other request by government officials.

If Loan Protector obtains personal information, we will not sell or otherwise make the information available to another entity.

Notice to California Residents – Access to and Correction of Information

Loan Protector is classified as a third-party Service Provider under the California Consumer Privacy Act (CCPA). We do not collect, use, disclose, or maintain personal information as defined under the CCPA except through written agreements with clients (who maintain the relationships with consumers) solely for business purposes pursuant to our contractual business with those clients. For additional information about our compliance with this law, please contact us at complianceinquiries@loanprotector.com.

Information Submission

In submitting information to this website, you assert the material is accurate, valid, and true information. You will be held responsible for the submission of fraudulent or false information to the fullest extent of the law.

Use of Cookies

Cookies are pieces of information that our web server assigns to you when you visit our website. Cookies are used on our site for maintaining information between pages. They are not used for collecting, storing or tracking personal information from our customers. These cookies eliminate the need for redundant entry by simply carrying forward information that you submitted on one screen to the next. These cookies do not gather any other personal information from you or your computer. You have a choice whether to accept the cookie or not; however, if you reject or block the cookie, or if cookies are disabled on your web browser, some parts of the website may not function properly.

Disclaimer

Use of this site is provided “AS IS” and without warranty of any kind, either expressed or implied. Information you may provide via this site is submitted voluntarily. You understand we use all reasonable efforts to ensure that information collected on this website is accepted and transmitted correctly, but that we accept no liability for any direct or indirect consequences that may result from errors and omissions.

For a complete description of the terms, conditions, and exclusions of insurance coverage, system operations, or other products or services, please contact Loan Protector. Products and services referenced herein may not be available in all jurisdictions. Loan Protector may add, modify or delete any information on this website at any time.

Contact

Although Loan Protector does not collect personal identifiable information, we may have information you provide for request of demo or additional information from Loan Protector. If you have any questions regarding Loan Protector’s use of personal data through the website, please send an email to complianceinquiries@loanprotector.com.

This Privacy Notice is dated: January 2020