Loan Protector’s lender-placed flood programs cover residential, commercial and REO properties located in special flood hazard areas (SFHA’s) identified by FEMA. Our “write your own” programs provide limits in line with NFIP property coverage limits up to $250,000/residential and $500,000/commercial. In addition, Loan Protector is able to offer excess flood limits up to $5 million per property for large residential and commercial properties requiring additional coverage. Loan Protector flood coverage is also provided during the 45-day notification period.