Privacy Policy

LoanProtector.com is hosted on servers in the U.S. If you are located outside the U.S, your provision of personal information or other access to our website constitutes your transfer of personal data to the United States, a jurisdiction that may not provide an equivalent level of data protection to the laws in your own jurisdiction. Loan Protector maintains appropriate technical and organizational security measures to protect the security of your data against loss, misuse, unauthorized access, disclosure or alteration. Despite this, the security of the transmission of information via the internet cannot always be guaranteed and you acknowledge this in your access and use of this website. © Copyright 2018 Loan Protector, Cleveland, Ohio USA. All rights reserved. All materials, including Photography, Illustration, Video, Audio and Text on this site, as well as the organization and layout of the site, are owned and copyright protected by Loan Protector. No part of this site may be reproduced, distributed, or transmitted without written permission from Loan Protector.

This privacy policy has been developed to help you understand how this Website collects, uses, and discloses personally identifiable information (Non-Public Personal Information – NPPI) that may be gathered from and about you during your visit. In compliance with the Gramm-Leach-Bliley Act (“GLBA”) and state law relating to privacy in the industry, and in order to notify our clients of our privacy practices, we are providing you with this document to inform you of our privacy policies and practices.

Protecting and securing the personal information you share through this website is a priority. We have physical, electronic, and procedural safeguards in place to guard all non-public personal information in a secure environment, and it is only available to our associates as it may be necessary to assist you with your loan and insurance requirements. Despite these security measures to protect your personal information against loss, misuse, unauthorized access, or disclosure, the transmission of information via the internet cannot always be guaranteed, and you acknowledge this in your access and use of this website. By using this website, you acknowledge that you have read and understand this privacy policy and that you consent to the collection, use, and disclosure practices explained below.

Personal Information Collection

This website collects personal information that may include:

  • Your email address and Internet Protocol (IP) address;
  • The date and time you accessed our website;
  • Information we receive while processing and verifying the information you provided voluntarily to us;
  • Information we receive from affiliates, insurance agents, other intermediaries, and others.

This website does not collect or maintain any personal information related to health or medical conditions.

Disclosures of Personal Information

Your personal information may be disclosed to affiliated and nonaffiliated third parties: (1) as necessary to respond to requested or authorized transactions related to securing quotations for insurance, obtaining insurance coverage, reporting insurance coverage, or processing claims; and/or (2) performing services on behalf of or for other institutions where you may have business relationships. In addition, we may disclose personal information as otherwise permitted or required by law, or pursuant to a subpoena or other request by government officials.

Use of Cookies

Cookies are pieces of information that our web server assigns to you when you visit our website. Cookies are used in a few areas of our site only for maintaining information between pages. They are not used for collecting, storing or tracking personal information from our customers. These cookies eliminate the need for redundant entry by simply carrying forward information that you submitted on one screen to the next. These cookies do not gather any other personal information from you or your computer. You have a choice whether to accept the cookie or not, however, if you reject or block the cookie, or if cookies are disabled on your web browser, some parts of the website may not function properly.

Use of this Website

Use of this site is provided “AS IS” and without warranty of any kind, either expressed or implied. Information you may provide via this site is presented voluntarily. You understand we use all reasonable efforts to ensure that information collected on this website is accepted and transmitted correctly, but that we accept no liability for any direct or indirect consequences that may result from errors and omissions.

Information Submission

In submitting information to this website, you agree the material is accurate, valid and true information. You will be held responsible for fraudulent or false information to the fullest extent of the law.

Changes to this Policy

This privacy policy may change from time to time and the revised policy will be posted on this page at that time.

Disclaimer

Information contained on Loan Protector’s website is provided solely on an AS IS basis for general informational purposes only and is not intended to be a solicitation or an offer to sell in connection with any product or service, nor is the information a complete description of all terms, conditions and exclusions applicable to the products and services described. There are no warranties of any kind that the materials are suitable for your needs, error-free or otherwise. For a complete description of the terms, conditions and exclusions of insurance coverage, system operations, or other products or services, please contact Loan Protector. Products and services referenced herein may not be available in all jurisdictions. Loan Protector may add, modify or delete any information on this website at any time.

Contact

If you have any queries regarding Loan Protector’s use of personal data through the website, please send an email to info@loanprotector.com.

This Privacy Notice is dated: January 2018