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What is Loan Protector's standard tracking EasyNOR system?
Loan Proctector's EasyNOR system has been specifically designed to process the servicing systems files you send us and to order or cancel lender-placed coverage based on that data. Services include report and letter generation, portfolio auditing, and tracking of waived loans. Just send Loan Protector a master file or an extract of your mortgage loan portfolio and our custom software will handle the rest.

Is this service new?
Large servicers have enjoyed "tape to tape" or EDI links with their lender-placed hazard insurance providers for years. The ability to offer this direct link with any servicing software and any size portfolio is a new service level never before available to mortgage servicers.

How do I benefit?
Many important benefits are realized by our standard tracking EasyNOR clients:

- Data quality improves through this constant monitoring process
- Expenses drop as it is no longer necessary to have your staff follow up
with borrowers or their agents
- Billing is simplified with our Smart Reports
- Insurance records go right into your servicing system, saving expenses
with our bi-directional interface
- Your customers enjoy the convenience of our
www.checkmyinsurance.com website. www.checkmyinsurance.com
allows borrowers and insurance agents to submit insurance information
online.

What about coverages?
Your coverage actually improves with our EasyNOR service. We offer an Automatic Coverage feature that protects you from any hazard insurance lapses. Once on our standard tracking EasyNOR System, there can be no "gaps" in coverage. All our insurance carriers are highly rated, with policy coverages that meet all compliance standards.

How does it work?
Our Analysts work with your Servicing and Data Processing team to receive an electronic copy of your insurance information. Then:

- We scan the file to find all borrowers without current insurance,
- We send a series of warning letters to those borrowers,
- We provide coverage while we go through the letter cycle,
- We place insurance only on those borrowers failing to respond,
- We bill you only on those coverages actually placed after all notices
have been sent.

What is the cost for standard EasyNOR tracking?
There is no additional charge for the EasyNOR service. You simply pay the normal lender-placed hazard and flood insurance premium.

Can you interface with my system?
Yes! We have successfully worked with both the smallest and largest vendors of servicing systems, on mainframes or on PC networks. Plus our staff can work with your Data Processing team if you have your own in-house servicing system.

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